The credit card, Advanta Life of Balance Card, has been designed to help individuals and business owners consolidate existing credit card debt and save on new purchases while earning great rewards and cash back. A fee-free executive and platinum card, it has custom and creative designs. The bonus miles-card permits you to turn your business expenditure into free travel awards.

The Advanta Life of Balance Card provides a fixed annual percentage rate (APR) of 2.99% for life on the balance transfers, (only if it is made within the first three months of receiving the card). However, the regular APR on this credit card is 9.99%.

The cash back rewards accounts for 6% of your expenditure on utilities, gas, dining expenses and computer supplies. You can easily earn 2% cash back on your other purchases. Being a cardholder, you can obtain travel rewards on the Advanta Travel Rewards Point Program. After signing up for the card, you have the option of choosing the reward types that you would like to avail and that best suits your requirements.

The Balance Platinum card from Advanta lets you earn up to 6% in cash rebates. If you are a frequent traveler, then you can gain cash rebate on the restaurant dining, building supplies, telecommunications and utilities.

There is no cap on your earning on rebates. You receive a $50 rebate check when you have accumulated equivalent points in your account. The card offers low balance transfer rates that stretch to the entire life of the balance. The Advanta Life of Balance Platinum aims to help business owners and individuals in consolidating their existing credit card debts and simultaneously save on fresh purchases made while enjoying rewards and facilities.

Being a business owner, you can also place the name of your business onto your Advanta Life of Balance Card. You can also avail of matching business checks and free personalization. You can also download information and statements into your Quicken or Microsoft Money software applications. This will enable you to track your expenses, purchases and payments over a time period.

Extra Perks

The Advanta Life of Balance Card offers many Internet account related services, personalized business checks and designs, discounts on products and services at participating retailers and merchants, compatibility with Microsoft Money and Quicken software, online statements and management reports and access to rebate or travel rewards program.

The Advanta Life of Balance Card is indeed the answer to your many prayers for help. You will no more have a mental torment in the form of many overdue balance accounts with high APRs instead you will be pampered with many rewards and benefits.